To know how to solve the home loan puzzle, you have to understand the rules and the important roles that are part of the mortgage approval process. Learn about the different parties you will work with while going through the home loan process and how to increase your chances of an approval in this post from loan officer and mortgage expert Stephanie Weeks.
What does a mortgage note look like? In today's video I explain what the main parts of a mortgage note are and give some tips to make sure you get the right mortgage!
Do you know how much your estimated mortgage payment will be? This article details what all goes into your estimated monthly mortgage payment, and why internet-based calculations are often misleading.
Do you know the common mortgage terms? What length of mortgage will best suit your needs? Learn the basics in this overview of common home mortgage terms.
In this video I explain everything you need to know about the debt to income ratio when applying for a mortgage, including what DTI is, how to calculate it, and what qualifies as a good debt to income ratio for various mortgage types.
Are you considering getting a mortgage with a new job, but not sure if it will prevent you from being approved? In this video I talk about what your mortgage lender considers when you're buying a house with a new job, and give a few examples to help demonstrate!
If you want to know how to calculate PMI on a loan, there are a lot of variables to consider. In this video I explain everything you need to know to calculate mortgage insurance the right way, including:
In this video, I will break down what goes into determining a mortgage rate, what you can expect to see when shopping rates online, and how to know what you actually qualify for!
Getting a good rate on your mortgage or refinance is important, but choosing the right lender when buying or refinancing a home also comes down to finding someone you're comfortable working with.
What exactly is mortgage underwriting, who does the underwriting process, why do they need so much information, and how can you influence the mortgage underwriter? Be the captain of your own ship and steer the mortgage seas by understanding everything you need to know about the mortgage underwriting process!
Terms and phrases key to understanding the mortgage loan process. As a mortgage loan officer, sometimes it feels like I'm speaking another language to my clients, so I made this video with the most important mortgage terms to know if you're buying or refinancing a home.
I made a YouTube video with tips for those who are self-employed wanting to buy or refinance a home. The paperwork might be different, but these tips will make sure you are ready for the mortgage or refinance process.
Choosing the right lender is like interviewing a potential employee or going on a first date. Not only should you ask questions; you should expect the loan officer to ask questions as well. Here are the questions you should expect potential lenders to ask.
Learn everything you need to know about the mortgage pre-approval process, including what it is, what it means, what it looks like, what you'll need, and everything in between.
Time matters. When it comes to securing a good interest rate and closing on your home loan, time might even be the most important factor. Learn more and what you need to consider while attempting to close your upcoming home loan.
Every year an average of 21 million people apply for mortgages in the US, and only around 7 million close. I'm on a mission is to change that by spreading mortgage education. Sign up for my newsletter to be a part of my Mortgage Peace Movement!
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