Posts Tagged:

Mortgage Education

Mortgage Tips

What Does A Mortgage Note Look Like?

What does a mortgage note look like? In today's video I explain what the main parts of a mortgage note are and give some tips to make sure you get the right mortgage!
Mortgage Tips

Mortgage Cosigner

What is a mortgage cosigner and how does it work?
Mortgage Tips

Mortgage Timeline

In this video I explain the home buying process from start to finish, breaking down each step of the timeline for you to see how long it takes.
Mortgage Tips

Mortgage Appraisal

How is mortgage appraisal different from the estimated value from your realtor? What goes into a mortgage appraisal? How will it affect your loan approval process? Can the appraiser just really guess a number and just roll with it?
Mortgage Tips

Home Mortgage Terms

Do you know the common mortgage terms? What length of mortgage will best suit your needs? Learn the basics in this overview of common home mortgage terms.
Mortgage Tips

Debt To Income Ratio For Mortgage

In this video I explain everything you need to know about the debt to income ratio when applying for a mortgage, including what DTI is, how to calculate it, and what qualifies as a good debt to income ratio for various mortgage types.
Mortgage Tips

Getting A Mortgage With A New Job?

Are you considering getting a mortgage with a new job, but not sure if it will prevent you from being approved? In this video I talk about what your mortgage lender considers when you're buying a house with a new job, and give a few examples to help demonstrate!
Mortgage Tips

How to Calculate PMI

If you want to know how to calculate PMI on a loan, there are a lot of variables to consider. In this video I explain everything you need to know to calculate mortgage insurance the right way, including:
Mortgage Tips

Where To Get A Mortgage

Broker, Lender, or Bank? Stephanie Weeks breaks down the different types of lenders and the pros and cons of getting a mortgage loan from a mortgage broker, mortgage lender, or a bank.
Mortgage Tips

Is Mortgage Insurance Required Regardless of Your Down Payment?

You know what mortgage insurance is, but what do you really know about it? Before finalizing your home loan or completing the pre-approval process, learn more about the requirements of home loan insurance.
First-Time Home Buyers

Understanding Mortgage Rates

In this video, I will break down what goes into determining a mortgage rate, what you can expect to see when shopping rates online, and how to know what you actually qualify for!
Mortgage Refinance

Home Equity Line Of Credit Vs Home Equity Loan

Home Equity Line of Credit vs Home Equity Loan: Which is right for you?
Mortgage Refinance

HELOC vs Cash Out Refinance

When considering a HELOC vs cash out refi from your mortgage broker, first understand what a home equity line of credit and a cash out refinance are, then make a decision based on your specific circumstances.
First-Time Home Buyers

Mortgage Credit Score

In this video I explain why that is, I talk about the different types of credit score (such as the fico score), and I explain what kind of credit score you need if you want to get the best mortgage rate and price.
Mortgage Tips

What To Look For In A Mortgage Lender

Getting a good rate on your mortgage or refinance is important, but choosing the right lender when buying or refinancing a home also comes down to finding someone you're comfortable working with.
Mortgage Tips

Mortgage Budget

When it comes to a mortgage budget, how do you know what's right for you? In this video I talk about all the things you should take into consideration when it comes to your mortgage budget and mortgage payments, including the best ways to prepare, what lenders look at when it comes to your mortgage budget, common expenses people forget, and a useful rule of thumb, among other things!
First-Time Home Buyers

Mortgage Underwriting Process

What exactly is mortgage underwriting, who does the underwriting process, why do they need so much information, and how can you influence the mortgage underwriter? Be the captain of your own ship and steer the mortgage seas by understanding everything you need to know about the mortgage underwriting process!
Mortgage Tips

Fixed Rate Mortgage vs Adjustable Rate Mortgage

What you need to know when buying or refinancing a home.
Mortgage Tips

Questions to ask Your Mortgage Lender

How to choose a mortgage lender you feel comfortable working with.
Mortgage Refinance

Refinance Home Mortgage Rates

A lot of factors go into determining YOUR mortgage refinance rate, which is why the record low rates being advertised today might NOT be what you qualify for.
First-Time Home Buyers

Mortgage Terminology

Terms and phrases key to understanding the mortgage loan process. As a mortgage loan officer, sometimes it feels like I'm speaking another language to my clients, so I made this video with the most important mortgage terms to know if you're buying or refinancing a home.
Mortgage Tips

Mortgage Forbearance Requirements

Right now with the Covid-19 pandemic many people are considering mortgage loan deferral options, or mortgage forbearance, and in this video I give my four tips for anyone considering mortgage forbearance.
Mortgage Tips

Mortgage Deferral: What You Need To Know!

If you're considering mortgage payment deferment (also called mortgage forbearance), there are some mortgage deferral pros and cons you need to understand before making the decision.
Mortgage Tips

Mortgage Insurance: Explore Your PMI/MIP Home Loan Insurance Options

What do you know about mortgage insurance? Learn about your PMI/MIP options before making a potentially costly decision.
Mortgage Tips

Choose Your Lender Carefully: Questions to Expect from the Right Mortgage Loan Officer

Choosing the right lender is like interviewing a potential employee or going on a first date. Not only should you ask questions; you should expect the loan officer to ask questions as well. Here are the questions you should expect potential lenders to ask.
Mortgage Tips

Mortgage Loan Options: Get to Know Before Applying for Home Loan Financing

It’s hard to make the right decision when applying for a home loan if you don’t know what your options are. Here are your home loan options when buying a home.
Mortgage Tips

Mortgage Loans, Like Snowflakes, are Unique: Here is What You Need to Know

Despite common perception, mortgage loans are not uniform; they’re unique. This is important to understand when entering the home loan and financing process. Here’s what you need to know.
Mortgage Tips

Mortgage Pre Approval Process [2020]

Learn everything you need to know about the mortgage pre-approval process, including what it is, what it means, what it looks like, what you'll need, and everything in between.
Mortgage Tips

How Time Affects Your Mortgage Rates: Home Loan Insights for Homebuyers

Time matters. When it comes to securing a good interest rate and closing on your home loan, time might even be the most important factor. Learn more and what you need to consider while attempting to close your upcoming home loan.
Mortgage Tips

Not Your Neighbor’s Mortgage: What Separates You from the Mortgage Rate You Want

Don’t be left wondering why your neighbor has a better home loan rate than you. Learn why and make changes to secure the best possible home loan.
Mortgage Tips

Mortgage Pitfalls: Explaining Why Published and Advertised Home Loan Rates aren’t Always What You Get

Pitfalls can stall or completely squash your quest to secure the home loan you need. Here’s what you need to know about advertised rates.
Mortgage Tips

How to Protect Yourself When Securing A Home Loan: Two Inconsistencies to Prepare For

Are you protected from overlooking important aspects of securing a home loan? Here’s how to tell and two inconsistencies to prepare for.
Mortgage Peace

Introduction to Mortgage Peace and Discovering That You Don’t Know What You Don’t Know

After a futile search for books to help my mortgage lending clients understand the process, I came up empty-handed. I realized it was my duty to write a book -- Mortgage Peace.
Mortgage Tips

Home Loan Interest Rates - How Your Credit Score Affects Your Interest Rate

YouTube Video: Home Loan Interest Rates - How Your Credit Score Affects Your Interest Rate
Mortgage Tips

The Mortgage Calculator I've Used to Save Millions of Dollars

I want to share a tool that saves me so much time and my clients so much money!
First-Time Home Buyers

The Mortgage 10 Commandments

The 10 commandments of what to do and what not to do while in the mortgage process.
Mortgage Tips

Avoid Mortgage Disasters: 5 Mistakes Home Buyers Make and How to Avoid Them

5 common mistakes made by home buyers and how to avoid them.

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