Posts Tagged:

Home Loan Tips

Lifestyle

Will a HELOC Affect Your Credit Score?

If you’re looking to get any other loans soon you should know how a HELOC might affect your credit score.
Mortgage Refinance

How to Prepare Your Home for an Appraisal | Tips for Getting your Home Appraised

Tips to follow when getting your home ready for a Home Appraisal.
Mortgage Tips

How Long Should You Keep Your Mortgage Papers?

Here’s what you need to know before you feed it to the shredder.
Mortgage Tips

What is a Mortgage Contingency?

A contingency is a condition that must be met before the home sale purchase can conclude.
Mortgage Tips

What’s the Difference Between the Sales Price and Appraised Value of a Home?

Difference Between Sales Price and Appraised Value of a Home
Mortgage Refinance

Home Equity is at a Record High. Should you tap into your home equity?

With the housing market on fire, home prices have steadily risen for the past several years. The result has been an enormous amount of home equity for American homeowners.
Mortgage Tips

Buying a Home with Extended Family | Sharing a Mortgage with Family Members

How to Navigate Sharing a Mortgage with Family Members
Mortgage Tips

Just One Extra Mortgage Payment a Year Can Add Up to Big Savings

Making extra payments may not even have crossed your mind, but there are actually plenty of reasons why you might want to do it.
Mortgage Tips

Can You Get a Loan to Buy an AirBnB? | Real Estate Investing for Beginners

Understanding how to get financing for your airbnb | Real Estate Investing for Beginners
Mortgage Tips

What an 18% Jump in 2022 Conforming Loan Limits Means for Me

Federal Housing Finance Agency announced changes to the conforming loan limits for 2022
First-Time Home Buyers

How to Get Past First-Time Home Buyer Anxiety

How to Get Past First-Time Home Buyer Anxiety
Lifestyle

5 Questions Unmarried Couples Should Ask before Buying a Home

5 Questions Unmarried Couples Should Ask before Buying a Home
Mortgage Tips

What Are Mortgage Origination Fees?

What Are Mortgage Origination Fees?
Mortgage Peace

Creative Ways to Avoid Paying Closing Costs

Here are a few creative ways to pay for your closing costs without waiting and saving even more.
Mortgage Tips

How to Avoid Delays in Your Home Buying Process

While all factors are not within your control, there are several things you can do to speed the process along and avoid major delays.
Mortgage Tips

How do I prepare to buy a house? All you need to know!

How do I prepare to buy a house? | All you need to know! In this step-by-step guide, we'll walk through the pillars of what you need to do to prepare to buy a home.
Mortgage Tips

Conventional Loan Requirements

I often say "it depends on your loan type" so today I'm breaking down the specific qualifications of a Conventional Loan including credit score, debt to income ratios, and more!
Mortgage Tips

FHA Loan Requirements

In my videos, I often say "it depends on your loan type" so today I'm breaking down the specific qualifications of an FHA loan including credit score, debt to income ratios, and more!
Mortgage Tips

Common Home Buyer Mistakes When Applying For A Mortgage

In this video, I cover the five most common mortgage mistakes I see home buyers make when applying for a mortgage, and how you can avoid them.
First-Time Home Buyers

Trust the Process with Peace of Mind

Lenders have a responsibility to guide homeowners to a successful close right from the start. This increases the chances of an effective close and brings clients peace of mind.
First-Time Home Buyers

The Truth about Home Loan Application Denials

Loan applications are often denied, but should they be? In this post, we take a dip into home loan denials, why there are so many, and how to avoid getting the dreaded call that your home loan or refinancing request has been denied.
Mortgage Tips

Refinancing Your Home Loan

Will your loan officer properly calculate your numbers when refinancing your home? Here’s what you need to know to avoid disaster when going through the process of refinancing your mortgage.
Mortgage Tips

Mortgage Cosigner

What is a mortgage cosigner and how does it work?
Mortgage Tips

Monthly Mortgage Payments and Incorrect Calculations

Do you know how much your estimated mortgage payment will be? This article details what all goes into your estimated monthly mortgage payment, and why internet-based calculations are often misleading.
Mortgage Tips

Home Mortgage Terms

Do you know the common mortgage terms? What length of mortgage will best suit your needs? Learn the basics in this overview of common home mortgage terms.
Mortgage Tips

Debt To Income Ratio For Mortgage

In this video I explain everything you need to know about the debt to income ratio when applying for a mortgage, including what DTI is, how to calculate it, and what qualifies as a good debt to income ratio for various mortgage types.
Mortgage Tips

How to Calculate PMI

If you want to know how to calculate PMI on a loan, there are a lot of variables to consider. In this video I explain everything you need to know to calculate mortgage insurance the right way, including:
Mortgage Tips

Where To Get A Mortgage

Broker, Lender, or Bank? Stephanie Weeks breaks down the different types of lenders and the pros and cons of getting a mortgage loan from a mortgage broker, mortgage lender, or a bank.
Mortgage Tips

Is Mortgage Insurance Required Regardless of Your Down Payment?

You know what mortgage insurance is, but what do you really know about it? Before finalizing your home loan or completing the pre-approval process, learn more about the requirements of home loan insurance.
First-Time Home Buyers

Understanding Mortgage Rates

In this video, I will break down what goes into determining a mortgage rate, what you can expect to see when shopping rates online, and how to know what you actually qualify for!
Mortgage Refinance

HELOC vs Cash Out Refinance

When considering a HELOC vs cash out refi from your mortgage broker, first understand what a home equity line of credit and a cash out refinance are, then make a decision based on your specific circumstances.
First-Time Home Buyers

Mortgage Credit Score

In this video I explain why that is, I talk about the different types of credit score (such as the fico score), and I explain what kind of credit score you need if you want to get the best mortgage rate and price.
Mortgage Tips

Mortgage Budget

When it comes to a mortgage budget, how do you know what's right for you? In this video I talk about all the things you should take into consideration when it comes to your mortgage budget and mortgage payments, including the best ways to prepare, what lenders look at when it comes to your mortgage budget, common expenses people forget, and a useful rule of thumb, among other things!
First-Time Home Buyers

Mortgage Underwriting Process

What exactly is mortgage underwriting, who does the underwriting process, why do they need so much information, and how can you influence the mortgage underwriter? Be the captain of your own ship and steer the mortgage seas by understanding everything you need to know about the mortgage underwriting process!
Mortgage Tips

Fixed Rate Mortgage vs Adjustable Rate Mortgage

What you need to know when buying or refinancing a home.
Mortgage Refinance

Refinance Home Mortgage Rates

A lot of factors go into determining YOUR mortgage refinance rate, which is why the record low rates being advertised today might NOT be what you qualify for.
Mortgage Tips

Mortgage Forbearance: Cares Act [Mortgage Stimulus Program] Video

Here are my five pieces of information for anyone considering mortgage forbearance due to the Coronavirus.
Mortgage Tips

Mortgage Insurance: Explore Your PMI/MIP Home Loan Insurance Options

What do you know about mortgage insurance? Learn about your PMI/MIP options before making a potentially costly decision.
Mortgage Tips

How to Get A Mortgage If You Are Self Employed

I made a YouTube video with tips for those who are self-employed wanting to buy or refinance a home. The paperwork might be different, but these tips will make sure you are ready for the mortgage or refinance process.
Mortgage Tips

Mortgage Loans, Like Snowflakes, are Unique: Here is What You Need to Know

Despite common perception, mortgage loans are not uniform; they’re unique. This is important to understand when entering the home loan and financing process. Here’s what you need to know.
Mortgage Tips

How Time Affects Your Mortgage Rates: Home Loan Insights for Homebuyers

Time matters. When it comes to securing a good interest rate and closing on your home loan, time might even be the most important factor. Learn more and what you need to consider while attempting to close your upcoming home loan.
Mortgage Tips

Not Your Neighbor’s Mortgage: What Separates You from the Mortgage Rate You Want

Don’t be left wondering why your neighbor has a better home loan rate than you. Learn why and make changes to secure the best possible home loan.
Mortgage Tips

Mortgage Pitfalls: Explaining Why Published and Advertised Home Loan Rates aren’t Always What You Get

Pitfalls can stall or completely squash your quest to secure the home loan you need. Here’s what you need to know about advertised rates.
Mortgage Tips

How to Protect Yourself When Securing A Home Loan: Two Inconsistencies to Prepare For

Are you protected from overlooking important aspects of securing a home loan? Here’s how to tell and two inconsistencies to prepare for.
Mortgage Tips

Home Loan Success Requires Becoming a “Flexible” Buyer

Are you flexible? Flexibility is required in successfully navigating the home loan and approval process. Here’s how and why to become a flexible buyer.

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