If you’re looking to get any other loans soon you should know how a HELOC might affect your credit score.

Here’s what you need to know before you feed it to the shredder.

A contingency is a condition that must be met before the home sale purchase can conclude.

Difference Between Sales Price and Appraised Value of a Home

With the housing market on fire, home prices have steadily risen for the past several years. The result has been an enormous amount of home equity for American homeowners.

How to Navigate Sharing a Mortgage with Family Members

Making extra payments may not even have crossed your mind, but there are actually plenty of reasons why you might want to do it.

Understanding how to get financing for your airbnb | Real Estate Investing for Beginners

Federal Housing Finance Agency announced changes to the conforming loan limits for 2022

How to Get Past First-Time Home Buyer Anxiety

5 Questions Unmarried Couples Should Ask before Buying a Home

What Are Mortgage Origination Fees?

Here are a few creative ways to pay for your closing costs without waiting and saving even more.

While all factors are not within your control, there are several things you can do to speed the process along and avoid major delays.

How do I prepare to buy a house? | All you need to know! In this step-by-step guide, we'll walk through the pillars of what you need to do to prepare to buy a home.

I often say "it depends on your loan type" so today I'm breaking down the specific qualifications of a Conventional Loan including credit score, debt to income ratios, and more!

In my videos, I often say "it depends on your loan type" so today I'm breaking down the specific qualifications of an FHA loan including credit score, debt to income ratios, and more!

In this video, I cover the five most common mortgage mistakes I see home buyers make when applying for a mortgage, and how you can avoid them.

To know how to solve the home loan puzzle, you have to understand the rules and the important roles that are part of the mortgage approval process. Learn about the different parties you will work with while going through the home loan process and how to increase your chances of an approval in this post from loan officer and mortgage expert Stephanie Weeks.

Lenders have a responsibility to guide homeowners to a successful close right from the start. This increases the chances of an effective close and brings clients peace of mind.

Loan applications are often denied, but should they be? In this post, we take a dip into home loan denials, why there are so many, and how to avoid getting the dreaded call that your home loan or refinancing request has been denied.

Will your loan officer properly calculate your numbers when refinancing your home? Here’s what you need to know to avoid disaster when going through the process of refinancing your mortgage.

What does a mortgage note look like? In today's video I explain what the main parts of a mortgage note are and give some tips to make sure you get the right mortgage!

What is a mortgage cosigner and how does it work?

In this video I explain the home buying process from start to finish, breaking down each step of the timeline for you to see how long it takes.

How is mortgage appraisal different from the estimated value from your realtor? What goes into a mortgage appraisal? How will it affect your loan approval process? Can the appraiser just really guess a number and just roll with it?

What is cash to close and what does it mean to you? Find out in this post by expert loan officer and home loan expert Stephanie Weeks, detailing what cash to close is and giving you the basics on escrows.

Do you know how much your estimated mortgage payment will be? This article details what all goes into your estimated monthly mortgage payment, and why internet-based calculations are often misleading.

Do you know the common mortgage terms? What length of mortgage will best suit your needs? Learn the basics in this overview of common home mortgage terms.

In this video I explain everything you need to know about the debt to income ratio when applying for a mortgage, including what DTI is, how to calculate it, and what qualifies as a good debt to income ratio for various mortgage types.

Are you considering getting a mortgage with a new job, but not sure if it will prevent you from being approved? In this video I talk about what your mortgage lender considers when you're buying a house with a new job, and give a few examples to help demonstrate!

If you want to know how to calculate PMI on a loan, there are a lot of variables to consider. In this video I explain everything you need to know to calculate mortgage insurance the right way, including:

Broker, Lender, or Bank? Stephanie Weeks breaks down the different types of lenders and the pros and cons of getting a mortgage loan from a mortgage broker, mortgage lender, or a bank.

You know what mortgage insurance is, but what do you really know about it? Before finalizing your home loan or completing the pre-approval process, learn more about the requirements of home loan insurance.

Home Equity Line of Credit vs Home Equity Loan: Which is right for you?

When you are getting ready to buy a home there are a lot of expenses to consider in your budget beyond your monthly mortgage payment and down payment. In this video I cover a number of different expenses you should know about when getting ready to buy a home.

When it comes to a mortgage budget, how do you know what's right for you? In this video I talk about all the things you should take into consideration when it comes to your mortgage budget and mortgage payments, including the best ways to prepare, what lenders look at when it comes to your mortgage budget, common expenses people forget, and a useful rule of thumb, among other things!

How to choose a mortgage lender you feel comfortable working with.

A lot of factors go into determining YOUR mortgage refinance rate, which is why the record low rates being advertised today might NOT be what you qualify for.

Terms and phrases key to understanding the mortgage loan process. As a mortgage loan officer, sometimes it feels like I'm speaking another language to my clients, so I made this video with the most important mortgage terms to know if you're buying or refinancing a home.

What do you know about mortgage insurance? Learn about your PMI/MIP options before making a potentially costly decision.

I made a YouTube video with tips for those who are self-employed wanting to buy or refinance a home. The paperwork might be different, but these tips will make sure you are ready for the mortgage or refinance process.

Choosing the right lender is like interviewing a potential employee or going on a first date. Not only should you ask questions; you should expect the loan officer to ask questions as well. Here are the questions you should expect potential lenders to ask.

It’s hard to make the right decision when applying for a home loan if you don’t know what your options are. Here are your home loan options when buying a home.

Despite common perception, mortgage loans are not uniform; they’re unique. This is important to understand when entering the home loan and financing process. Here’s what you need to know.

Time matters. When it comes to securing a good interest rate and closing on your home loan, time might even be the most important factor. Learn more and what you need to consider while attempting to close your upcoming home loan.

Are you protected from overlooking important aspects of securing a home loan? Here’s how to tell and two inconsistencies to prepare for.

Are you flexible? Flexibility is required in successfully navigating the home loan and approval process. Here’s how and why to become a flexible buyer.