Mortgage Tips


How Long Should You Keep Your Mortgage Papers?

Here’s what you need to know before you feed it to the shredder.

What is a Mortgage Contingency?

A contingency is a condition that must be met before the home sale purchase can conclude.

What’s the Difference Between the Sales Price and Appraised Value of a Home?

Difference Between Sales Price and Appraised Value of a Home

Buying a Home with Extended Family | Sharing a Mortgage with Family Members

How to Navigate Sharing a Mortgage with Family Members

Just One Extra Mortgage Payment a Year Can Add Up to Big Savings

Making extra payments may not even have crossed your mind, but there are actually plenty of reasons why you might want to do it.

Can You Get a Loan to Buy an AirBnB? | Real Estate Investing for Beginners

Understanding how to get financing for your airbnb | Real Estate Investing for Beginners

What an 18% Jump in 2022 Conforming Loan Limits Means for Me

Federal Housing Finance Agency announced changes to the conforming loan limits for 2022

What Are Mortgage Origination Fees?

What Are Mortgage Origination Fees?

How to Avoid Delays in Your Home Buying Process

While all factors are not within your control, there are several things you can do to speed the process along and avoid major delays.

How do I prepare to buy a house? All you need to know!

How do I prepare to buy a house? | All you need to know! In this step-by-step guide, we'll walk through the pillars of what you need to do to prepare to buy a home.

Conventional Loan Requirements

I often say "it depends on your loan type" so today I'm breaking down the specific qualifications of a Conventional Loan including credit score, debt to income ratios, and more!

FHA Loan Requirements

In my videos, I often say "it depends on your loan type" so today I'm breaking down the specific qualifications of an FHA loan including credit score, debt to income ratios, and more!

Common Home Buyer Mistakes When Applying For A Mortgage

In this video, I cover the five most common mortgage mistakes I see home buyers make when applying for a mortgage, and how you can avoid them.

Know How to Solve the Home Loan Puzzle and Discover the “One and Done” Mortgage Process

To know how to solve the home loan puzzle, you have to understand the rules and the important roles that are part of the mortgage approval process. Learn about the different parties you will work with while going through the home loan process and how to increase your chances of an approval in this post from loan officer and mortgage expert Stephanie Weeks.

Refinancing Your Home Loan

Will your loan officer properly calculate your numbers when refinancing your home? Here’s what you need to know to avoid disaster when going through the process of refinancing your mortgage.

What Does A Mortgage Note Look Like?

What does a mortgage note look like? In today's video I explain what the main parts of a mortgage note are and give some tips to make sure you get the right mortgage!

Mortgage Cosigner

What is a mortgage cosigner and how does it work?

Mortgage Timeline

In this video I explain the home buying process from start to finish, breaking down each step of the timeline for you to see how long it takes.

Mortgage Appraisal

How is mortgage appraisal different from the estimated value from your realtor? What goes into a mortgage appraisal? How will it affect your loan approval process? Can the appraiser just really guess a number and just roll with it?

Cash to Close and Escrow 101 When Buying A Home

What is cash to close and what does it mean to you? Find out in this post by expert loan officer and home loan expert Stephanie Weeks, detailing what cash to close is and giving you the basics on escrows.

Monthly Mortgage Payments and Incorrect Calculations

Do you know how much your estimated mortgage payment will be? This article details what all goes into your estimated monthly mortgage payment, and why internet-based calculations are often misleading.

Home Mortgage Terms

Do you know the common mortgage terms? What length of mortgage will best suit your needs? Learn the basics in this overview of common home mortgage terms.

Debt To Income Ratio For Mortgage

In this video I explain everything you need to know about the debt to income ratio when applying for a mortgage, including what DTI is, how to calculate it, and what qualifies as a good debt to income ratio for various mortgage types.

Getting A Mortgage With A New Job?

Are you considering getting a mortgage with a new job, but not sure if it will prevent you from being approved? In this video I talk about what your mortgage lender considers when you're buying a house with a new job, and give a few examples to help demonstrate!

How to Calculate PMI

If you want to know how to calculate PMI on a loan, there are a lot of variables to consider. In this video I explain everything you need to know to calculate mortgage insurance the right way, including:

Where To Get A Mortgage

Broker, Lender, or Bank? Stephanie Weeks breaks down the different types of lenders and the pros and cons of getting a mortgage loan from a mortgage broker, mortgage lender, or a bank.

Is Mortgage Insurance Required Regardless of Your Down Payment?

You know what mortgage insurance is, but what do you really know about it? Before finalizing your home loan or completing the pre-approval process, learn more about the requirements of home loan insurance.

What To Look For In A Mortgage Lender

Getting a good rate on your mortgage or refinance is important, but choosing the right lender when buying or refinancing a home also comes down to finding someone you're comfortable working with.

Mortgage Budget

When it comes to a mortgage budget, how do you know what's right for you? In this video I talk about all the things you should take into consideration when it comes to your mortgage budget and mortgage payments, including the best ways to prepare, what lenders look at when it comes to your mortgage budget, common expenses people forget, and a useful rule of thumb, among other things!

Fixed Rate Mortgage vs Adjustable Rate Mortgage

What you need to know when buying or refinancing a home.

Questions to ask Your Mortgage Lender

How to choose a mortgage lender you feel comfortable working with.

Mortgage Forbearance Requirements

Right now with the Covid-19 pandemic many people are considering mortgage loan deferral options, or mortgage forbearance, and in this video I give my four tips for anyone considering mortgage forbearance.

Mortgage Forbearance: Cares Act [Mortgage Stimulus Program] Video

Here are my five pieces of information for anyone considering mortgage forbearance due to the Coronavirus.

Mortgage Deferral: What You Need To Know!

If you're considering mortgage payment deferment (also called mortgage forbearance), there are some mortgage deferral pros and cons you need to understand before making the decision.

Mortgage Insurance: Explore Your PMI/MIP Home Loan Insurance Options

What do you know about mortgage insurance? Learn about your PMI/MIP options before making a potentially costly decision.

How to Get A Mortgage If You Are Self Employed

I made a YouTube video with tips for those who are self-employed wanting to buy or refinance a home. The paperwork might be different, but these tips will make sure you are ready for the mortgage or refinance process.

Choose Your Lender Carefully: Questions to Expect from the Right Mortgage Loan Officer

Choosing the right lender is like interviewing a potential employee or going on a first date. Not only should you ask questions; you should expect the loan officer to ask questions as well. Here are the questions you should expect potential lenders to ask.

Mortgage Loan Options: Get to Know Before Applying for Home Loan Financing

It’s hard to make the right decision when applying for a home loan if you don’t know what your options are. Here are your home loan options when buying a home.

Mortgage Loans, Like Snowflakes, are Unique: Here is What You Need to Know

Despite common perception, mortgage loans are not uniform; they’re unique. This is important to understand when entering the home loan and financing process. Here’s what you need to know.

Mortgage Pre Approval Process [2020]

Learn everything you need to know about the mortgage pre-approval process, including what it is, what it means, what it looks like, what you'll need, and everything in between.

How Time Affects Your Mortgage Rates: Home Loan Insights for Homebuyers

Time matters. When it comes to securing a good interest rate and closing on your home loan, time might even be the most important factor. Learn more and what you need to consider while attempting to close your upcoming home loan.

Not Your Neighbor’s Mortgage: What Separates You from the Mortgage Rate You Want

Don’t be left wondering why your neighbor has a better home loan rate than you. Learn why and make changes to secure the best possible home loan.

Mortgage Pitfalls: Explaining Why Published and Advertised Home Loan Rates aren’t Always What You Get

Pitfalls can stall or completely squash your quest to secure the home loan you need. Here’s what you need to know about advertised rates.

How to Protect Yourself When Securing A Home Loan: Two Inconsistencies to Prepare For

Are you protected from overlooking important aspects of securing a home loan? Here’s how to tell and two inconsistencies to prepare for.

Home Loan Success Requires Becoming a “Flexible” Buyer

Are you flexible? Flexibility is required in successfully navigating the home loan and approval process. Here’s how and why to become a flexible buyer.

Home Loan Interest Rates - How Your Credit Score Affects Your Interest Rate

YouTube Video: Home Loan Interest Rates - How Your Credit Score Affects Your Interest Rate

Easily Calculate the Actual Cost of Your Mortgage Interest Rate!

Easily Calculate the Actual Cost of Your Mortgage Interest Rate Video

The Mortgage Calculator I've Used to Save Millions of Dollars

I want to share a tool that saves me so much time and my clients so much money!

Avoid Mortgage Disasters: 5 Mistakes Home Buyers Make and How to Avoid Them

5 common mistakes made by home buyers and how to avoid them.

I'm on Instagram!

View Profile