How to qualify for a mortgage [Not as hard as you think!]

Are you dreaming of becoming a home owner but you don't know where to begin? This video answers the most common questions that a first time home buyer might have.

Find out if you have the typical criteria necessary to qualify for a mortgage and what could possibly DISQUALIFY you.

Conventional Loans, USDA RD Loans, FHA Loans, VA Loans, and grants are all possible programs you could qualify for that could help you buy a home but it's important for you to know what your goals are and all the options out there that you could be a candidate for.

Besides knowing what your goals are, you also need to know what your house payment should be and and how to budget for it. Stephanie explains how to calculate your house payment as well as some helpful budget tips to set you up for success.

0:00 Introduction

2:12 Topic overview

3:35 Criteria for qualifying for a mortgage

7:03 Finding programs right for you

8:22 Honesty and transparency

10:23 Setting yourself up for the best budget

12:06 What should your house payment be?

Watch on YouTube:

November 2, 2020
First-Time Home Buyers