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	<title>Stephanie Weeks</title>
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		<title>How long will mortgage rates stay this low?</title>
		<link>http://www.stephanieweeks.com/mortgage/how-long-will-mortgage-rates-stay-this-low/</link>
		<comments>http://www.stephanieweeks.com/mortgage/how-long-will-mortgage-rates-stay-this-low/#comments</comments>
		<pubDate>Wed, 15 Feb 2012 06:23:15 +0000</pubDate>
		<dc:creator>Stephanie Weeks</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[money quote]]></category>
		<category><![CDATA[mortgage professional]]></category>

		<guid isPermaLink="false">http://www.stephanieweeks.com/?p=507</guid>
		<description><![CDATA[I’m sure by now you’ve noticed that fixed rates on mortgages are at or near historic lows. Many people who have been able to take advantage of these rates have done so already. But there are many people who feel like they don’t qualify right now, or aren’t ready to buy just yet, who are [...]]]></description>
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		<title>Why Mortgage Companies Charge Application Fees</title>
		<link>http://www.stephanieweeks.com/advice/why-mortgage-companies-charge-application-fees/</link>
		<comments>http://www.stephanieweeks.com/advice/why-mortgage-companies-charge-application-fees/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 19:45:25 +0000</pubDate>
		<dc:creator>Stephanie Weeks</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[application fee]]></category>
		<category><![CDATA[application fees]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[preaulify]]></category>
		<category><![CDATA[title company]]></category>
		<category><![CDATA[title fees]]></category>
		<category><![CDATA[why do lenders charge application fees]]></category>

		<guid isPermaLink="false">http://www.stephanieweeks.com/?p=491</guid>
		<description><![CDATA[It may not seem like a logical situation, to charge a mortgage application fee, but many mortgage companies do so, and it is legal for them to do so. Why would any mortgage company charge an application fee like this? The bottom line is that it helps them to turn a profit. In short, when [...]]]></description>
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		<item>
		<title>3 signs an adjustable rate mortgage might be right for you</title>
		<link>http://www.stephanieweeks.com/tips/3-signs-an-adjustable-rate-mortgage-might-be-right-for-you/</link>
		<comments>http://www.stephanieweeks.com/tips/3-signs-an-adjustable-rate-mortgage-might-be-right-for-you/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 01:50:18 +0000</pubDate>
		<dc:creator>Stephanie Weeks</dc:creator>
				<category><![CDATA[home mortgage]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[adjustable rate loans]]></category>
		<category><![CDATA[ARM]]></category>
		<category><![CDATA[ARM loans]]></category>
		<category><![CDATA[choosing an ARM]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[fixed rate]]></category>
		<category><![CDATA[fixed rate mortgage]]></category>
		<category><![CDATA[flexible]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[mortgage advice]]></category>
		<category><![CDATA[NOLA]]></category>
		<category><![CDATA[rates]]></category>

		<guid isPermaLink="false">http://www.stephanieweeks.com/?p=459</guid>
		<description><![CDATA[You don’t have to go very far to find the news that mortgage interest rates are at historic lows.  And with rates this low, common sense might tell you it’s time to lock in that low fixed rate loan, right? Not so fast! Remember that when fixed rates are low, that means adjustable rates are [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is a Jumbo Mortgage?</title>
		<link>http://www.stephanieweeks.com/mortgage/what-is-a-jumbo-mortgage/</link>
		<comments>http://www.stephanieweeks.com/mortgage/what-is-a-jumbo-mortgage/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 13:21:33 +0000</pubDate>
		<dc:creator>Stephanie Weeks</dc:creator>
				<category><![CDATA[home loan]]></category>
		<category><![CDATA[home mortgage]]></category>
		<category><![CDATA[Lender]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[comparable sale]]></category>
		<category><![CDATA[conforming loan]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[jumbo mortgage]]></category>
		<category><![CDATA[mortgage lender]]></category>

		<guid isPermaLink="false">http://www.stephanieweeks.com/?p=482</guid>
		<description><![CDATA[Many people have heard the phrase “jumbo mortgage” and most likely know that it refers to a really large loan.  But did you know that some houses in your neighborhood may require a jumbo mortgage and do you know what the loan limits currently are? So how exactly do lenders define what qualifies as a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why do closings always seem to have unwanted surprises?</title>
		<link>http://www.stephanieweeks.com/tips/why-do-closings-always-seem-to-have-unwanted-surprises/</link>
		<comments>http://www.stephanieweeks.com/tips/why-do-closings-always-seem-to-have-unwanted-surprises/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 17:30:17 +0000</pubDate>
		<dc:creator>Stephanie Weeks</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Closing]]></category>
		<category><![CDATA[home mortgage]]></category>
		<category><![CDATA[Lender]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[plan management]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[application]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[closing]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[NOLA]]></category>
		<category><![CDATA[originator]]></category>
		<category><![CDATA[realtors]]></category>

		<guid isPermaLink="false">http://www.stephanieweeks.com/?p=451</guid>
		<description><![CDATA[It’s one of the most stressful things mortgage originators, realtors and buyers ever face – last minute emergencies with closings.  Without careful and considerate management, it is easy for a client to find themselves in a strung-out paperwork battle and a fight against time.  But fortunately, the mortgage lending process doesn&#8217;t have to be this [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A closer look at second mortgages</title>
		<link>http://www.stephanieweeks.com/mortgage/a-closer-look-at-second-mortgages/</link>
		<comments>http://www.stephanieweeks.com/mortgage/a-closer-look-at-second-mortgages/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 13:08:15 +0000</pubDate>
		<dc:creator>Stephanie Weeks</dc:creator>
				<category><![CDATA[home loan]]></category>
		<category><![CDATA[Lender]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[consolidating debts]]></category>
		<category><![CDATA[first mortgage]]></category>
		<category><![CDATA[home equity loan]]></category>
		<category><![CDATA[personal loans]]></category>
		<category><![CDATA[second mortgage]]></category>
		<category><![CDATA[secured mortgage]]></category>

		<guid isPermaLink="false">http://www.stephanieweeks.com/?p=446</guid>
		<description><![CDATA[A second mortgage is a second loan taken on a home where a current mortgage is in place behind your first mortgage. This type of loan is commonly called a home equity loan. To get one, you need to have equity in your home, which means you need to have a home where the value [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips for getting the mortgage loan you want</title>
		<link>http://www.stephanieweeks.com/mortgage/tips-for-getting-the-mortgage-loan-you-want/</link>
		<comments>http://www.stephanieweeks.com/mortgage/tips-for-getting-the-mortgage-loan-you-want/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 13:55:47 +0000</pubDate>
		<dc:creator>Stephanie Weeks</dc:creator>
				<category><![CDATA[loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage calculator]]></category>
		<category><![CDATA[mortgage insurance]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[mortgage application]]></category>
		<category><![CDATA[payment requirments]]></category>

		<guid isPermaLink="false">http://www.stephanieweeks.com/?p=439</guid>
		<description><![CDATA[A mortgage loan is probably the largest loan you will ever take on, and certainly the most complex. Getting a loan these days is not easy, but with a bit of planning and preparation, you stand a better chance of getting the loan you want. Our tips for getting the mortgage you want: Before you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can a Parent Co-Sign on a Mortgage?</title>
		<link>http://www.stephanieweeks.com/mortgage/can-a-parent-cosign-on-a-mortgage/</link>
		<comments>http://www.stephanieweeks.com/mortgage/can-a-parent-cosign-on-a-mortgage/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 16:00:09 +0000</pubDate>
		<dc:creator>Stephanie Weeks</dc:creator>
				<category><![CDATA[Lender]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[borrower's]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[cosigns]]></category>
		<category><![CDATA[loan payments]]></category>
		<category><![CDATA[loans]]></category>

		<guid isPermaLink="false">http://www.stephanieweeks.com/?p=415</guid>
		<description><![CDATA[This is a very common question, especially with first time home buyers. A parent may wish to cosign on a mortgage loan if he or she wishes to provide help to their child to qualify to purchase a home. Many adult children may not have good credit or adequate experience with credit to obtain a [...]]]></description>
		<wfw:commentRss>http://www.stephanieweeks.com/mortgage/can-a-parent-cosign-on-a-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Halloween Party Ideas</title>
		<link>http://www.stephanieweeks.com/halloween-party/halloween-party-ideas/</link>
		<comments>http://www.stephanieweeks.com/halloween-party/halloween-party-ideas/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 15:10:54 +0000</pubDate>
		<dc:creator>Stephanie Weeks</dc:creator>
				<category><![CDATA[fun party]]></category>
		<category><![CDATA[Halloween Party]]></category>
		<category><![CDATA[Halloween songs]]></category>
		<category><![CDATA[Halloween themes]]></category>
		<category><![CDATA[block party]]></category>
		<category><![CDATA[creative]]></category>
		<category><![CDATA[cupcakes]]></category>
		<category><![CDATA[decors]]></category>
		<category><![CDATA[spooky sounds]]></category>

		<guid isPermaLink="false">http://www.stephanieweeks.com/?p=409</guid>
		<description><![CDATA[Halloween is a time for creativity and there are many ways to pull off a fun party if you turn on the creative juices. The goal of your party should be to make things fun for everyone, which often means that you need to be different from everyone else. The good news is that it can [...]]]></description>
		<wfw:commentRss>http://www.stephanieweeks.com/halloween-party/halloween-party-ideas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Working Moms &#8211; How Do We Do It?</title>
		<link>http://www.stephanieweeks.com/working-moms/working-moms-how-do-we-do-it/</link>
		<comments>http://www.stephanieweeks.com/working-moms/working-moms-how-do-we-do-it/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 13:41:25 +0000</pubDate>
		<dc:creator>Stephanie Weeks</dc:creator>
				<category><![CDATA[Working Moms]]></category>
		<category><![CDATA[responsibility]]></category>
		<category><![CDATA[working full time]]></category>
		<category><![CDATA[working part time]]></category>

		<guid isPermaLink="false">http://www.stephanieweeks.com/?p=404</guid>
		<description><![CDATA[Working moms have the hardest job in the world – taking care of a family while still working full time or part time. Being a mother means taking on the responsibility of raising a family and no job outside the home is more important or more difficult to do. However, many moms have to work, [...]]]></description>
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		<slash:comments>0</slash:comments>
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